Retail Customers:


GreenSky for PHS

(good to excellent credit)

  • No interest w/payments for 6 months
  • No interest if paid in full in 12 months
  • Reduced fixed rate for 120 months


FPL Home Stress-Free Financing

(minimum 650 FICO score – eligible on new HVAC systems only)

  • Fixed payment terms of 36-120 months, rate based on credit approval 


Breeze Leasing

(lease to own option for below-average credit)

  • Rates and terms vary on credit approval



Home Depot Customers:


Home Depot Credit Card

(good to excellent credit)

  • Typically between 12 and 24 months promo period financing on HD projects

Home Depot Project Loan

(good to excellent credit, automatic second look if non qualified)

  • Open 6-month purchase term, payments appx $20 per $1,000 borrowed 


Service Finance Corporation

(good to excellent credit with automatic second look / counter-offer)

  • 60 month term w/intro period
  • 120 month term w/intro period
  • 180 month term w/intro period